Best Investment Apps in USA

Compare top-rated platforms for stocks, ETFs, retirement, and automated investing — find your perfect match for 2025.
📊
Fidelity
⭐ 4.9/5
Best Overall / Retirement
$0 commissions | $0 account minimum
✓ Pros: No fees, fractional shares, excellent research
✗ Cons: Interface can be overwhelming for beginners
  • Fractional shares (Stocks by the Slice)
  • No account fees, no minimums
  • Best-in-class retirement accounts (IRA, 401k)
  • 24/7 customer support
🐦
Robinhood
⭐ 4.3/5
Best for Beginners / Mobile Trading
$0 commissions | $0 minimum
✓ Pros: Simple UI, fractional shares, crypto
✗ Cons: Limited research tools, no mutual funds
  • Intuitive mobile-first design
  • Fractional shares (any amount)
  • Cryptocurrency trading
  • IRA accounts with 1% match
🌳
Vanguard
⭐ 4.7/5
Best for ETFs / Long-Term Investing
$0 commissions | $0 minimum for ETFs
✓ Pros: Low-cost index funds, investor-owned
✗ Cons: App less modern, mutual fund minimums
  • Industry-leading low expense ratios
  • Best-in-class index funds and ETFs
  • Strong retirement focus
  • No commission ETF trades
🌰
Acorns
⭐ 4.4/5
Best Automated Investing / Spare Change
$3-$5/month | Round-ups feature
✓ Pros: Set-and-forget, spare change investing
✗ Cons: Monthly fees, limited control
  • Round-up spare change to invest
  • Recurring investments
  • Retirement and taxable accounts
  • Educational content for beginners
⚡
Webull
⭐ 4.5/5
Best for Active Traders / Advanced Charts
$0 commissions | $0 minimum
✓ Pros: Advanced charting, extended hours
✗ Cons: No mutual funds, complex for beginners
  • Powerful charting tools
  • Pre-market and after-hours trading
  • Fractional shares, crypto available
  • Promotions for account transfers
💚
SoFi Invest
⭐ 4.6/5
Best All-in-One Banking + Investing
$0 commissions | $0 minimum
✓ Pros: Banking, loans, investing in one app
✗ Cons: Limited research compared to Fidelity
  • Active and automated investing
  • Fractional shares, crypto, IPOs
  • No account fees, high-yield cash account
  • Financial planning tools

📊 Quick Comparison: Key Features

AppStock TradingFractional SharesIRA AvailableCryptoBest For
Fidelity✓✓✓✗Overall/Retirement
Robinhood✓✓✓✓Beginners/Mobile
Vanguard✓✗ (ETFs only)✓✗ETFs/Long-term
Acorns✗Auto only✓✗Automated/Savers
Webull✓✓✓✓Active Traders
SoFi✓✓✓✓All-in-One

🔍 Find Your Perfect Investment App

1. What's your primary investing goal?

Retirement savings (long-term)
Active stock trading
Set-it-and-forget-it investing
Banking + investing together

2. How important are low fees?

Critical — I want zero fees
Moderate — okay with small fees
Not a big concern

3. Do you want to trade cryptocurrency?

Yes, I want crypto access
No, stocks/ETFs only
Select your preferences to see recommended apps →

❓ Investment Apps FAQs

Are investment apps safe? +
Yes, reputable apps like Fidelity, Vanguard, Robinhood are SIPC-insured (up to $500,000). Always use strong passwords and enable two-factor authentication.
Which app is best for beginners? +
Robinhood and Acorns are great for beginners. Robinhood offers simple stock trading, while Acorns automates investing with spare change rounding.
Do investment apps charge fees? +
Most offer $0 commission trades. Some like Acorns charge monthly subscription fees ($3-$5). Fidelity, Robinhood, Webull have $0 account minimums and no trading fees.
Can I open an IRA in an investment app? +
Yes, Fidelity, Robinhood, Vanguard, SoFi, and Webull all offer IRA accounts (Traditional, Roth) with tax advantages.